Recovering a debt usually starts with a formal letter of demand and escalates through the courts or a statutory demand if unpaid.
The usual first step is a letter of demand — a formal notice setting out what's owed and requiring payment by a date. A solicitor's letter often prompts payment on its own.
If not, the path depends on the debtor and amount. Against a company you may issue a statutory demand; otherwise sue in the Magistrates' Court (claims up to $100,000) or higher, then enforce any judgment (warrant, garnishee or insolvency action).
Acting promptly protects your position and cash flow. My Lawyer Melbourne handles debt recovery for businesses and individuals.
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Book a consultMore on Debt recovery →General information only, specific to Victoria and current as at 2026 — not legal advice. Please contact us for advice about your particular situation.