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Bankruptcy & insolvency

Bankruptcy & insolvency

Practical options when debts become unmanageable — for individuals and small business.

Financial trouble is stressful, but you usually have more options than you think. We explain bankruptcy, debt agreements and the alternatives, help you respond to creditor demands and bankruptcy notices, and advise directors on their duties — clearly and without judgement.

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What we help with

How we can help

Bankruptcy adviceDebt agreementsCreditor’s petitionsBankruptcy noticesInsolvent tradingDirector’s duties
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Common questions

Good to know

Is bankruptcy my only option?

Often not. Depending on your situation there may be debt agreements, negotiated settlements or other options that avoid bankruptcy. We will walk you through each one and what it means for you.

What does the first consultation cost?

A fixed fee of $180 for 30 minutes or $300 for 60 minutes, agreed up front with no hourly surprises. If your matter needs ongoing work, your lawyer will quote you clearly before anything proceeds.

Can we meet online, and in my language?

Yes. Consultations are available by video anywhere in Victoria, and we can arrange a lawyer or interpreter who speaks your language.

Serving clients across Victoria, online and from our Reservoir office. Explore all our services.

Simple, fixed pricing

Know the cost before you start.

Your first consultation is a fixed fee — no hourly surprises. You'll get real advice on your matter and clear next steps.

30-minute consult

$180 fixed fee
  • Speak with a Victorian lawyer about your matter
  • Online video, in your language
  • Clear advice and next steps

60-minute consult

$300 fixed fee
  • In-depth review of your matter and documents
  • Online video, in your language
  • A written summary of your options

Fixed-fee consultations give you real advice up front. If your matter needs ongoing work, your lawyer will quote you clearly before anything proceeds — no surprises.

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Not sure which area fits?

Just ask — we'll point you the right way.

Call or text and we'll help you understand your matter and the right next step, free of charge.

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